Republic State Mortgage

WHAT IS IT LIKE TO WORK WITH A COMPANY THAT IS COMMITTED TO BUILDING A RELATIONSHIP WITH YOU, OUR CUSTOMER?

You have seen their ads. It's no secret there are hundreds if not thousands of sources of mortgage financing. The reality is that few if any have a committment to building a relationship with you, and earning your referrals and kudos for making a difference.

The Spiegel Group is a Branch of Republic State Mortage. This is how we can offer you the widest variety of mortgage products available. Republic State Mortgage is an independent mortgage company based in Houston, Texas. Republic's growth has been stellar based on their committment to providing service that not only exceed the competition, but also the expectation of the CLIENT.  In recognition of this, Republic State Mortgage was named to Inc Magazine's 2003 list of the 500 fastest growing privately-held companies.

We are a mortgage banker and also have the ability to be a broker, a hybrid of the typical mortgage operation.  What it means for you is that for a majority of our transactions, we process, underwrite, close and fund the loan.  Then within three days of closing the loan, we sell the loan to a larger nationwide mortgage investor.

We currently have branch offices in Houston, Texas; Dallas, Texas; Galveston, Texas; San Antonio, Texas; Austin, Texas; Las Vegas, Nevada; Southern California; New Philadelphia, Ohio; Fort Lauderdale, Florida; and Waterville, Maine. We are also licensed to originate loans in numerous other states in addition to the ones where we currently have offices.

We are experienced loan originators, capable of matching homebuyers with the best source of funds available for their individual financial needs.

Partial List of Products Available include:

• Relocation Pricing
• Construction Financing
• Conventional Fixed Rates
• Conventional Adjustable Rates
• One-time & two-time close construction financing
• No-origination fee pricing
• No-closing cost pricing
• Difficult Borrowing Situations
• Condo, Townhouse, Single-family, and new construction programs
• Reduced and No Document Programs
• Foreign and Resident Alien Borrowers
• Equity Advantaged Loan Programs
• Commercial Property Financing
• REVERSE MORTGAGES FOR HOMEOWNERS OVER AGE 62