<!-- BOF: ./personal-templates/show.body -->
<!-- BOF: ./personal-templates/simple/generic/show -->
<!-- BOF: ./personal-templates/rtl.html -->
<!-- Locale=en_US -->
<!-- EOF: ./personal-templates/rtl.html -->


<!-- BOF: ./personal-templates/simple/generic/functions -->
<!-- BOF: ./personal-templates/simple/generic/navbar --><!-- EOF: ./personal-templates/simple/generic/navbar -->


<!-- EOF: ./personal-templates/simple/generic/functions -->


<!-- EOF: ./personal-templates/simple/generic/show -->

<!-- BOF: ./personal-templates/simple/generic/images -->

<!-- EOF: ./personal-templates/simple/generic/images -->


<!-- BOF: ./personal-templates/simple/personal/other/l74.settings.init -->


<!-- EOF: ./personal-templates/simple/personal/other/l74.settings.init -->


  <!-- BOF: ./personal-templates/simple/business/layout/l74.wait -->


<!-- EOF: ./personal-templates/simple/business/layout/l74.wait -->


<HTML>

<HEAD>


<META NAME="description" CONTENT="Robert Spiegel, CMPS is quite simply the best loan officer in the state of Texas.">
<META NAME="Keywords"    CONTENT="mortgage, financing, real estate, 100% financing, homes, house, rent, certified mortgage planning specialist, CMPS, financial, advisor, InterLinc">


<!-- business -->


<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=UTF-8">
<META NAME="Generator" content="">
<!-- BOF: ./personal-templates/simple/themes.show -->


<!-- EOF: ./personal-templates/simple/themes.show -->


<!--<BASE HREF="http://www.thespiegelgroup.net/gpage3.html">-->
<TITLE>Loan Process</TITLE></head>
<BODY  BGCOLOR="#F1FEFC"
 TEXT="#333333"

LEFTMARGIN="0" TOPMARGIN="0" RIGHTMARGIN="0" BOTTOMMARGIN="0"

 onLoad=""
 
 LINK="#02ABD6"
 VLINK="#F3B700"
 ALINK="#F3B700"
>

  
      <!-- BOF: ./personal-templates/simple/business/layout/l74.layout --> 

<!-- html -->
<TABLE HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top" BGCOLOR="#2F6A79"  BACKGROUND="widgets/gen_136.1.gif" style="background-position: 0% 0%;background-repeat: repeat-x;"> 
    <TR>
        <TD WIDTH="50%" HEIGHT="100%" VALIGN="top">&nbsp;</TD>
        <TD WIDTH="800" HEIGHT="100%" VALIGN="top">
            <TABLE WIDTH="800" HEIGHT="100%"BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                <TR>
                    <TD WIDTH="100%" HEIGHT="40" VALIGN="top">
                        <TABLE WIDTH="100%" HEIGHT="40" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                            <TR>
                                <TD WIDTH="18" HEIGHT="40" VALIGN="top"><img src="widgets/gen_137.1.gif" border=0 width=18 height=40 alt=""></TD>
                                <TD WIDTH="100%" HEIGHT="40" VALIGN="top" BACKGROUND="widgets/gen_139.1.gif">
                                    <img src="widgets/gen_517.1.gif" border=0 width=763 height=40 alt=""></TD>
                                <TD WIDTH="19" HEIGHT="40" VALIGN="top"><img src="widgets/gen_138.1.gif" border=0 width=19 height=40 alt=""></TD>
                            </TR>
                        </TABLE>
                    </TD>
                </TR>
                <TR>
                    <TD WIDTH="100%" HEIGHT="50" VALIGN="top">
                        <TABLE WIDTH="100%" HEIGHT="50" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                            <TR>
                                <TD WIDTH="18" HEIGHT="50" VALIGN="top"><img src="widgets/gen_144.1.gif" border=0 width=18 height=50 alt=""></TD>
                                <TD WIDTH="100%" HEIGHT="50" VALIGN="top" BACKGROUND="widgets/gen_146.1.gif">
                                <img src="widgets/gen_509.1.gif" border=0 width=763 height=50 alt=""></TD>
                                <TD WIDTH="19" HEIGHT="50" VALIGN="top"><img src="widgets/gen_145.1.gif" border=0 width=19 height=50 alt=""></TD>
                            </TR>
                        </TABLE>
                    </TD>
                </TR>
                <TR>
                    <TD WIDTH="100%" HEIGHT="179" VALIGN="top">
                        <TABLE WIDTH="100%" HEIGHT="179" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                            <TR>
                                <TD WIDTH="100%" HEIGHT="179" VALIGN="top" BGCOLOR="#F1FEFC" BACKGROUND="widgets/gen_154.1.gif"><img src="widgets/gen_151.1.gif" border=0 width=781 height=179 alt=""></TD>
                                <TD WIDTH="19" HEIGHT="179" VALIGN="top"><img src="widgets/gen_153.1.gif" border=0 width=19 height=179 alt=""></TD>
                            </TR>
                        </TABLE>
                    </TD>
                </TR>
                <TR>
                    <TD WIDTH="100%" HEIGHT="100%" VALIGN="top">
                        <TABLE WIDTH="100%" HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                            <TR>
                                <TD WIDTH="197" HEIGHT="100%" VALIGN="top">
                                    <TABLE BORDER="0" HEIGHT="100%" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                                        <TR>
                                            <TD VALIGN="top" HEIGHT="100%" BACKGROUND="widgets/gen_155.1.gif">                                    
                                                
                                                <a href="index.html" onMouseOver="document.images['img7'].src='widgets/gen_472.1.gif'" onMouseOut="document.images['img7'].src='widgets/gen_471.1.gif'"><img src="widgets/gen_471.1.gif" alt="Philosophy" name="img7" border="0"></a><br>
                                                
                                                
                                                <a href="faq1.html" onMouseOver="document.images['img35'].src='widgets/gen_474.1.gif'" onMouseOut="document.images['img35'].src='widgets/gen_473.1.gif'"><img src="widgets/gen_473.1.gif" alt="Watch Out!" name="img35" border="0"></a><br>
                                                
                                                
                                                <a href="about.html" onMouseOver="document.images['img10'].src='widgets/gen_476.1.gif'" onMouseOut="document.images['img10'].src='widgets/gen_475.1.gif'"><img src="widgets/gen_475.1.gif" alt="Bio" name="img10" border="0"></a><br>
                                                
                                                
                                                <a href="gpage1.html" onMouseOver="document.images['img13'].src='widgets/gen_478.1.gif'" onMouseOut="document.images['img13'].src='widgets/gen_477.1.gif'"><img src="widgets/gen_477.1.gif" alt="Mission Statement" name="img13" border="0"></a><br>
                                                
                                                
                                                <a href="gpage.html" onMouseOver="document.images['img11'].src='widgets/gen_480.1.gif'" onMouseOut="document.images['img11'].src='widgets/gen_479.1.gif'"><img src="widgets/gen_479.1.gif" alt="Shopping?" name="img11" border="0"></a><br>
                                                
                                                
                                                <a href="custom.html" onMouseOver="document.images['img52'].src='widgets/gen_492.1.gif'" onMouseOut="document.images['img52'].src='widgets/gen_491.1.gif'"><img src="widgets/gen_491.1.gif" alt="Video Testimonial" name="img52" border="0"></a><br>
                                                
                                                
                                                <a href="faq.html" onMouseOver="document.images['img8'].src='widgets/gen_168.1.gif'" onMouseOut="document.images['img8'].src='widgets/gen_167.1.gif'"><img src="widgets/gen_167.1.gif" alt="FAQ" name="img8" border="0"></a><br>
                                                
                                                
                                                <a href="gpage3.html" onMouseOver="document.images['img17'].src='widgets/gen_484.1.gif'" onMouseOut="document.images['img17'].src='widgets/gen_483.1.gif'"><img src="widgets/gen_483.1.gif" alt="Loan Process" name="img17" border="0"></a><br>
                                                
                                                
                                                <a href="links.html" onMouseOver="document.images['img46'].src='widgets/gen_488.1.gif'" onMouseOut="document.images['img46'].src='widgets/gen_487.1.gif'"><img src="widgets/gen_487.1.gif" alt="Internet Links" name="img46" border="0"></a><br>
                                                
                                                
                                                <a href="contact.html" onMouseOver="document.images['img42'].src='widgets/gen_486.1.gif'" onMouseOut="document.images['img42'].src='widgets/gen_485.1.gif'"><img src="widgets/gen_485.1.gif" alt="Contact Us" name="img42" border="0"></a><br>
                                                
                                                
                                                <a href="mailto:robert@thespiegelgroup.net" onMouseOver="document.images['img_email'].src='widgets/gen_172.1.gif'" onMouseOut="document.images['img_email'].src='widgets/gen_171.1.gif'"><img src="widgets/gen_171.1.gif" alt="e-mail me" name="img_email" border="0"></a><br>
                                                    
                                            </TD>
                                        </TR>
                                        <TR>
                                            <TD VALIGN="top"><img src="widgets/gen_156.1.gif" border=0 width=197 height=187 alt=""></TD>                                    
                                        </TR>
                                    </TABLE>
                                </TD>
                                <TD WIDTH="100%" HEIGHT="100%" VALIGN="top">
                                    <TABLE BORDER="0" WIDTH="603" HEIGHT="100%" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                                        <TR>
                                            <TD WIDTH="100%" HEIGHT="100%" VALIGN="top" BGCOLOR="#F1FEFC" BACKGROUND="widgets/gen_157.1.gif"  style="background-position: 0% 0%;background-repeat: no-repeat;"><!-- BOF: ./personal-templates/simple/business/gpage/html -->
<!-- BOF: ./personal-templates/simple/personal/gpage/html -->


<table border="0" cellpadding="0" cellspacing="0">
<tr>
    <td valign="top" width="100%">
    <center><br></center>

    
        <table border="0">
	<tr>
	
       	
	<td valign="top"  >
	
<p>
  
      <!-- BOF: ./personal-templates/simple/generic/paragraphs/style.1 -->
    <table width="100%" cellpadding="10" cellspacing="0" border="0">
      
      <tr>
    <td><img
    src="images/Loan Process.gif" align="left" hspace="20"></td><td>&nbsp;<!-- BOF buynow --><!-- EOF buynow -->
</td>
      </tr>
    </table>
<!-- EOF: ./personal-templates/simple/generic/paragraphs/style.1 -->

  
</p>

	
	</tr>
        </table>


    <hr>
	</td>
	<td valign="top">
    <table border="0"><tr><td align="center" valign="top">
         

</td></tr></table>
	</td>
	</tr>
	<tr><td colspan="2">


	</td></tr></table>
<!-- EOF: ./personal-templates/simple/personal/gpage/html -->

<!-- EOF: ./personal-templates/simple/business/gpage/html -->
</TD>
                                            <TD WIDTH="16" HEIGHT="100%" VALIGN="top" BGCOLOR="#2F6A79" BACKGROUND="widgets/gen_158.1.gif"><img src="widgets/spacer.gif" height=6 width=16 alt=""></TD>
                                        </TR>
                                        <TR>
                                            <TD WIDTH="100%" HEIGHT="86" BGCOLOR="#F1FEFC" BACKGROUND="widgets/gen_159.1.gif" style="background-position: 0% 100%;background-repeat: repeat-x;"><br>
<center><table border="0" cellpadding="0" cellspacing="3"><tr><td align="center">
<a href="www.thespiegelgroup.net"><img border="0" name="custom_logo" src="images/HUD Fair Housing Lender Logo.gif"></a>
<br><font face="helvetica,verdana, arial" size="1"><!-- --></font>

</td></tr></table></center>
</TD>
                                            <TD WIDTH="16" HEIGHT="100%" VALIGN="top" BGCOLOR="#2F6A79" BACKGROUND="widgets/gen_158.1.gif"><img src="widgets/spacer.gif" height=6 width=16 alt=""></TD>
                                        </TR>
                                    </TABLE>
                                </TD>
                            </TR>
                        </TABLE>
                    </TD>
                </TR>
                <TR>
                    <TD WIDTH="100%" VALIGN="top">
                        <TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                            <TR>
                                <TD WIDTH="18" HEIGHT="39" VALIGN="top" BACKGROUND="widgets/gen_160.1.gif"><img src="widgets/gen_160.1.gif" border=0 width=18 height=39 alt=""></TD>
                                <TD WIDTH="100%" HEIGHT="39" VALIGN="top" BGCOLOR="#161616">

<br>
<FONT FACE="verdana, arial, helvetica" SIZE="1">
<center>
<nobr>|<a href="index.html">Philosophy</A>|</nobr>

<nobr>|<a href="faq1.html">Watch Out!</A>|</nobr>

<nobr>|<a href="about.html">Bio</A>|</nobr>

<nobr>|<a href="gpage1.html">Mission Statement</A>|</nobr>

<nobr>|<a href="gpage.html">Shopping?</A>|</nobr>

<nobr>|<a href="custom.html">Video Testimonial</A>|</nobr>

<nobr>|<a href="faq.html">FAQ</A>|</nobr>

<nobr>|Loan Process|</nobr>

<nobr>|<a href="links.html">Internet Links</A>|</nobr>

<nobr>|<a href="contact.html">Contact Us</A>|</nobr>
</center>
</font>

<br></TD>
                                <TD WIDTH="19" HEIGHT="39" VALIGN="top" BACKGROUND="widgets/gen_161.1.gif"><img src="widgets/gen_161.1.gif" border=0 width=19 height=39 alt=""></TD>
                            </TR>
                            <TR>
                                <TD WIDTH="18" HEIGHT="19" VALIGN="top"><img src="widgets/gen_162.1.gif" border=0 width=18 height=19 alt=""></TD>
                                <TD HEIGHT="19" VALIGN="top" BACKGROUND="widgets/gen_163.1.gif"><img src="widgets/spacer.gif" height=19 width=16 alt=""></TD>
                                <TD WIDTH="19" HEIGHT="19" VALIGN="top"><img src="widgets/gen_164.1.gif" border=0 width=19 height=19 alt=""></TD>
                            </TR>
                        </TABLE>
                    </TD>
                </TR>
            </TABLE>
        </TD>
        <TD WIDTH="50%" HEIGHT="100%" VALIGN="top">&nbsp;</TD>
    </TR>
</TABLE>
<!-- end html -->
                
<!-- EOF: ./personal-templates/simple/business/layout/l74.layout -->

    
<!-- BOF: ./personal-templates/simple/themes.show.body -->


<!-- EOF: ./personal-templates/simple/themes.show.body -->

</body>
<!-- BOF: ./personal-templates/simple/themes.show.end -->


<!-- EOF: ./personal-templates/simple/themes.show.end -->


</html>


<!-- EOF: ./personal-templates/show.body -->